Shared Ownership Luxury in Melrose, Montana – A Rare Opportunity at 540 Cotton Willow Rd
Offered at $112,000, this 1/8 shared ownership opportunity provides a remarkable chance to enjoy the beauty, privacy, and adventure of Montana living without the full cost of owning an entire vacation home. Nestled within a secure, gated community in Melrose, MT, this custom-built residence at 540 Cotton Willow Rd delivers the ideal blend of comfort, scenic beauty, and outdoor recreation. For those seeking a peaceful retreat, a nature-immersed getaway, or a part-time Montana basecamp, this property is truly one of a kind.

With a guaranteed minimum of four weeks per year reserved exclusively for each fractional owner, you can enjoy consistent access to a high-quality home set among one of the state’s most picturesque landscapes. Whether you dream of fly-fishing along the Big Hole River, relaxing by a crackling fireplace, or watching wildlife wander past your window, this shared-ownership home gives you the opportunity to experience it all.
A Custom Home Designed for Comfort and Connection
The residence features four spacious bedrooms and five total bathrooms, including four full baths and a convenient half bath. The generous design ensures that every guest has privacy, comfort, and space to relax. The layout is ideal for families, groups of friends, or anyone who values room to stretch out and feel at home.

From the moment you step inside, warm natural light and sweeping views create an inviting and tranquil atmosphere. High-quality craftsmanship is evident throughout, from custom finishes to thoughtful architectural touches that mirror the rugged beauty of the surrounding Montana terrain. Whether you’re curled up with a book, enjoying a quiet morning coffee, or hosting a gathering, the interior provides a perfect setting for relaxation and meaningful moments.

A Nature Lover’s Dream
Perhaps one of the most captivating features of this property is its close connection to the outdoors. Just a short distance away lies public access to the Big Hole River, one of Montana’s premier trout fisheries. Anglers travel from all over the country to experience its pristine waters, while locals know its peaceful banks as the perfect place to unwind and connect with nature.
The surrounding wilderness is alive with wildlife. It’s not uncommon to see migratory birds gliding overhead, or to catch sight of turkey, deer, moose, antelope, or elk wandering through the area. Many of these creatures graze only steps from the home, creating a living landscape that shifts with the seasons. For nature lovers and photographers, the setting is nothing short of spectacular.

Unwind in Total Tranquility
Evenings at 540 Cotton Willow Rd are particularly magical. After a day spent exploring the outdoors, you can return home to the cozy warmth of a charming fireplace. It’s the perfect place to gather with others, swap stories, or simply sit back and feel the stress fade away. Step outside into the backyard and you’ll find yet another peaceful sanctuary. The soft sound of the Big Hole River flowing nearby creates a serene ambiance that enriches every moment spent outdoors.
Whether you’re enjoying a favorite treat under the open sky, watching the sun dip behind the horizon, or stargazing in the crisp Montana night, the setting provides a sense of calm and connection rare to find elsewhere.

Practical Features for Easy Living
The property also includes gravel parking, a detached garage, and plenty of space for vehicles, gear, and outdoor equipment. Whether you’re bringing fishing gear, mountain bikes, hiking essentials, or simply your suitcases, the setup is designed to make each stay smooth, organized, and enjoyable.
A Must-See Property
If you’ve ever dreamed of owning property in Montana—but wanted a smart, affordable way to do it—this shared ownership opportunity is a perfect fit. With luxury amenities, stunning natural surroundings, and guaranteed annual access, this home offers exceptional value.
Don’t miss your chance to own a slice of Montana paradise. Schedule your private showing today and experience firsthand the beauty and comfort that await you at 540 Cotton Willow Rd.
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